Chart 14
Well if you push $7.27 of annual premium into the fund instead of $4.22 then you get enough to pay it all
off, death benefits and lapse benefits.   This is the “normal” product:  Level premium whole life with cash
values.  Note that the fund now gets up over 80 grand … more opportunity for us to make money.
                                                                                                                  Level annual premium $7.27